2 Concord Street, Charleston
technical data · neighborhood and transit
Quick answers
- Is 2 Concord Street in a flood zone?
- Yes. FEMA maps it in Zone VE, a high-risk flood area with a base flood elevation of 15 ft. Federally backed lenders require flood insurance.
- What is the 2026 conforming loan limit in Charleston County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Safety and environment
FEMA flood zone
Zone VE
Special Flood Hazard Area with coastal wave action: a 1% or higher chance of flooding each year. Base flood elevation 15 ft. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
2 within 1,650 ft
Nearest: Jennings Bay Front Exxon 41596, 102 E Bay St (800 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Nearest public schools
4,000 ft
Memminger Elementary (4,000 ft), Buist Academy (5,100 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Charleston County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Concord Street
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What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.