149 Stephens Avenue, Bronx
technical data · neighborhood and transit
Quick answers
- Is 149 Stephens Avenue in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- What is the 2026 conforming loan limit in Bronx County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- What natural disasters is 149 Stephens Avenue at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated heat wave risk.
NYC records
LoadingTax lot
Nearest subway
Housing violations
311 calls on this block
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
3 within 1,650 ft
Nearest: Municipal Garage , 111 (650 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
2,350 ft
WOMEN'S ACADEMY OF EXCELLENCE (2,350 ft), ARCHIMEDES ACAD-MATH SCI TECH (2,350 ft), BRONX MATHEMATICS PREPARATORY SCHOOL (THE) (2,350 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
2.4 mi
LaGuardia (LGA). Homes this close can sit inside the 65 dB DNL noise contour. Visit at peak hours and check the airport's noise map.
FAA large-hub airports
Conforming loan limit 2026
$1,209,750
Bronx County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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Who lives and works in The Bronx
Healthcare, education and city services carry the local payroll
The Bronx is the most affordable of the boroughs and the most rental heavy. Hospitals, schools and city agencies are the largest employers, and the northern neighborhoods hold detached houses and yards that do not exist further south.
- $47,036
- median household income
- 15.8%
- residents aged 25 to 34
- 20%
- households that own their home
What pays the bills
- Healthcare
- Education
- Public administration
- Social services
- Food distribution
Who anchors the economy
Montefiore Medical Center · Fordham University · Hunts Point Market · Albert Einstein College · NYC Health + Hospitals
The market is shaped around
- Renters looking for space
- Healthcare and education workers
- Families on one income
More on Stephens Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.