112 Stephens Avenue, Bronx
technical data · neighborhood and transit
Quick answers
- Who owns 112 Stephens Avenue?
- MARGIE MELENDEZ, TRUSTEE is the owner of record, per NYC Department of Finance (BBL 2034460181).
- When did 112 Stephens Avenue last change hands?
- 2021-04-19 to RAYMOND MELENDEZ REVOCABLE TRUST, by a deed recorded with no sale price in NYC ACRIS. The last priced sale was $521,000 on 2005-05-03.
- What is the assessed value of 112 Stephens Avenue?
- $47,700, set by the NYC Department of Finance.
- Is 112 Stephens Avenue in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- What is the 2026 conforming loan limit in Bronx County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- What natural disasters is 112 Stephens Avenue at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated heat wave risk.
Property records
Owner of record
Margie Melendez, TrusteeTax assessment
$47,700 · class B2
- DeedApr 19, 2021
Grantor (seller): Melendez, Margie, Melendez, Raymond · Grantee (buyer): Raymond Melendez Revocable Trust, Margie Melendez Revocable Trust, Margie Melendez, Trustee
Recorded document scan - DeedMay 11, 2007
Grantor (seller): Melendez, Margie · Grantee (buyer): Melendez, Raymond, Melendez, Margie
Recorded document scan - DeedMay 3, 2005$521,000
Grantor (seller): K-Town, Inc. · Grantee (buyer): Melendez, Margie
Recorded document scan
Sourced directly from official city and county records. BBL 2034460181
NYC records
Single or two family houseTenant and buyer signals
Hurricane zone
Evacuation zone 3
Zone 1 evacuates first, zone 6 last. Check the flood insurance history.
Alcohol licenses
None within 200 ft
No active on-premises liquor license on file with the NY State Liquor Authority.
Sources: NYC PLUTO, NYC Emergency Management, NY State Liquor Authority, OpenStreetMap. Rent status is an estimate from the building profile.
Tax lot 2034460181
- Built
- 2004
- Floors
- 2
- Homes
- 2
- Zoning
- R3A
- Floor area
- 2,126 sq ft
- Lot
- 2,789 sq ft
- Tax assessment
- $48K
Housing violations (HPD)
No open violations on this lot.
Heat and hot water, 2 years
No heat or hot water complaints filed.
Residential evictions, 5 years
No marshal evictions executed.
311 calls within 260 ft, 12 months
64
- HEAT/HOT WATER · 23
- Blocked Driveway · 14
- Illegal Parking · 9
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
3 within 1,650 ft
Nearest: Municipal Garage , 111 (700 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
2,500 ft
WOMEN'S ACADEMY OF EXCELLENCE (2,500 ft), ARCHIMEDES ACAD-MATH SCI TECH (2,500 ft), BRONX MATHEMATICS PREPARATORY SCHOOL (THE) (2,500 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
2.4 mi
LaGuardia (LGA). Homes this close can sit inside the 65 dB DNL noise contour. Visit at peak hours and check the airport's noise map.
FAA large-hub airports
Conforming loan limit 2026
$1,209,750
Bronx County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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Who lives and works in The Bronx
Healthcare, education and city services carry the local payroll
The Bronx is the most affordable of the boroughs and the most rental heavy. Hospitals, schools and city agencies are the largest employers, and the northern neighborhoods hold detached houses and yards that do not exist further south.
- $47,036
- median household income
- 15.8%
- residents aged 25 to 34
- 20%
- households that own their home
What pays the bills
- Healthcare
- Education
- Public administration
- Social services
- Food distribution
Who anchors the economy
Montefiore Medical Center · Fordham University · Hunts Point Market · Albert Einstein College · NYC Health + Hospitals
The market is shaped around
- Renters looking for space
- Healthcare and education workers
- Families on one income
More on Stephens Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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