1404 J Street, Bellingham
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Whatcom County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 1404 J Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated ice storm risk.
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: ice storm. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
1.4 mi
Oeser Co (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
6 within 1,650 ft
Nearest: Eder Property, 1415 Holly St (500 ft), open. 6 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,350 ft
Nw Recycling and 7 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
3,800 ft
Georgia Pacific West Inc and 2 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Historic listing nearby
200 ft
Immanuel School of Industries--Department of Public Welfare and 1 more listings close by. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
High-voltage line
700 ft
230 kV line run by PUGET SOUND ENERGY INC.
HIFLD transmission lines
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
2,200 ft
Columbia Elementary School (2,200 ft), Whatcom Middle School (2,200 ft), Whatcom Co Detention Center (2,600 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Whatcom County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Have you lived here? Share your experience.
Leave a reviewThe Address Story
Every address has a context. Read its story.
How much it costs to live here
Price, rent, mortgage, and the city's economic context, all in one place.
The money at this address
Renting, buying, and investing, on the same numbers. Enter the listing price to see all calculations.
Enter a rent and the yield calculation fills in on its own.
Loan calculator for this address
Enter the listing price. The calculation uses only your numbers.
Rough estimate, with a fixed rate. The bank's offer may include fees and insurance.
More on J Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.