4000 Harborlight Cove, Austin
technical data · neighborhood and transit
Quick answers
- Is 4000 Harborlight Cove in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- Does 4000 Harborlight Cove have open permits or code violations?
- City of Austin Development Services lists 18 permits, 2 not closed, and 0 violations.
- What is the 2026 conforming loan limit in Travis County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 4000 Harborlight Cove at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated hail risk.
Permits and code violations
2 permits not closed out. Unfinished permits pass to the next owner.
- Mechanical permit Oct 2025Final
Replacement of complete existing central heat and air system with or without duct work like for like: 4 ton horizontal gas with 90% furnace system
- Mechanical permit Jan 2011Final
Addition of habitable space to include 4th bed and 5th bath in existing attic space. no modification of building envelope. remodel work to include full remake of kitchen and all ground floor baths as well as new windows doors and replacement of 2nd floor siding with stucco.
- Electrical permit Dec 2010Final
Addition of habitable space to include 4th bed and 5th bath in existing attic space. no modification of building envelope. remodel work to include full remake of kitchen and all ground floor baths as well as new windows doors and replacement of 2nd floor siding with stucco.
- Plumbing permit Dec 2010Final
Addition of habitable space to include 4th bed and 5th bath in existing attic space. no modification of building envelope. remodel work to include full remake of kitchen and all ground floor baths as well as new windows doors and replacement of 2nd floor siding with stucco.
- Building permit Aug 2010Final
Addition of habitable space to include 4th bed and 5th bath in existing attic space. no modification of building envelope. remodel work to include full remake of kitchen and all ground floor baths as well as new windows doors and replacement of 2nd floor siding with stucco.
- Plumbing permit Apr 2010Final
Re-finish existing pool; new pool equipment
- Electrical permit Mar 2010Final
Re-finish existing pool; new pool equipment
- Building permit Jan 2010Final
Re-finish existing pool; new pool equipment
- Electrical permit Jul 2009Final
Set subpanel with recess lighting
- Building permit Jul 2009Final
Structural remodel of existing boat dock only.
- Building permit Jun 2009Final
Demo of 2x6 deck exsisting planters stairspavillionstorage space a brick patio brick wall and 2x4 stud walls and pier trim on exsisting boat dock. proposed demo plan attahed to this application.
- Building permit Jun 2009Final
The permit issued for the exsisting boat dock expired june 9 1988. this exemption is a corrective measure for the expired permit. see attached letter from garner consulting
City of Austin Development Services
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: hail. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Relatively Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Sinkhole-prone ground
Limestone karst
The bedrock here (limestone, Glen Rose Limestone) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Travis County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Harborlight Cove
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
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